An insurance broker who calculates clients' potential insurance coverage. He informs Wong about her deceased husband's life insurance policy and develops an unlikely friendship with her, assisting her in giving birth and gaining Hong Kong residency while continuously trying to sell her insurance policies.
Lau professionally evaluates Leung alongside Lai for insurance coverage.
Lau holds financial power by categorizing Lai's insurance value as zero.
Lau forms a pragmatic alliance to assist Wong's survival and residency goals.
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