A colony resident who illegally operates a chit fund scheme. Diwakaram tricks him into giving him a chit to secure startup capital. Later, Diwakaram exposes his fraudulent financial activities as part of his truth-telling vow, causing severe clashes within the colony.
Diwakaram exploits Murthy's financial vulnerabilities to fund his fraudulent video rental shop.
Murthy and his wife are married partners who operate an illegal chit fund together.
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