Plot Analysis Summary
A charitable burglary scheme grows from a comic misunderstanding into an escalating cycle of disguise, danger, and renewed temptation.
Story Structure — 5 Plot Phases
The Coat That Started Everything
Lily retrieves a mink coat and gives it to her employer, but the gift is mistaken for a theft. The lodgers devise a comic plan to return it.
Key Events
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Restricted Lodgers Become Restless — A group of lodgers grows bored with its humdrum and restricted life.
Location: Kensington apartment
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Lily Hears the Spanager Argument — Lily overhears an argument about a rejected mink coat. Characters: Lily
Location: Kensington apartment
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The Mink Coat Is Retrieved — Lily takes the hidden mink coat and gives it to her employer. Characters: Lily
Location: Apartment balcony
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A Gift Becomes a Suspected Theft — The coat causes suspicion that Lily has stolen it. Characters: Lily
Location: Kensington apartment
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The Return Scheme Is Devised — The lodgers create a plan to return the coat before its absence is noticed.
Location: Kensington apartment
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The Coat Is Returned — Several comic mishaps precede the successful return of the fur coat.
Location: Kensington apartment building
Charity Behind the Burglaries
After successfully returning the coat, the group decides that fur theft can fund charitable causes. Their first boutique robbery succeeds despite amateur mistakes.
Key Events
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Charity Theft Is Proposed — The group decides to steal more furs and donate the proceeds to charity.
Location: Kensington apartment
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The Boutique Robbery Misfires — An inept robbery still allows the group to escape with a fur coat. Characters: Madame Spolinski
Location: Madame Spolinski's boutique
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The Search for a Fence Fails — A supposed shady café is now run by the Salvation Army. Characters: Lily
Location: Limehouse café
The Newspaper Crime Spree
The group finds a fence and begins a larger burglary campaign. Their exploits attract newspaper attention and repeatedly bring them close to capture.
Key Events
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A Burglar Offers a Lead — A burglar found under a bed agrees to identify a fence.
Location: Kensington apartment
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The Fence Is a Relative — The fence unexpectedly turns out to be the philanthropist's nephew.
Location: Fence's meeting place
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The Burglary Spree Escalates — Repeated burglaries become newspaper news, and the group narrowly avoids capture.
Location: Various London locations
Lily Draws the Line
Lily discovers the criminal operation and demands that it stop. A renewed charitable emergency nevertheless motivates one final fur-related scheme.
Key Events
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Lily Discovers the Crimes — Lily learns what the group has been doing and demands that it stop. Characters: Lily
Location: Kensington apartment
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One Last Job Is Planned — An urgent appeal for charity money prompts one final scheme.
Location: Kensington apartment
The Raid and the Unfinished Scheme
A fake raid at an illegal gambling party collides with a real police raid. After Inspector Pape leaves, another charity appeal points toward a new disguise-based escapade.
Key Events
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The False Police Raid Begins — The group stages a fake police raid to seize coats from the cloakroom.
Location: Illegal gambling party
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A Real Raid Interrupts the Plan — A genuine police raid arrives minutes later and forces a dangerous escape.
Location: Illegal gambling party
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Lily Confronts the New Furs — Lily sees the newly acquired furs and again demands an end to the thefts. Characters: Lily
Location: Kensington apartment
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Inspector Pape Arrives — Inspector Pape arrives, making the group fear arrest over the fur thefts. Characters: Inspector Pape
Location: Kensington apartment
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The Fur Promise Is Renewed — Pape leaves after a separate explanation, while Lily extracts another promise to stop stealing furs. Characters: Lily, Inspector Pape
Location: Kensington apartment
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Another Charity Appeal Arrives — A new urgent donation request tempts the group to reinterpret its promise.
Location: Kensington apartment
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Lily and Jim Visit the Crown Jewels — Lily and Jim leave the chamber as four familiar-looking Beefeaters enter. Characters: Lily, Jim Benham
Location: Crown Jewels chamber
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Lily Recognizes the Disguises — Lily briefly suspects the four Beefeaters are familiar before dismissing the idea. Characters: Lily, Jim Benham
Location: Crown Jewels chamber