Story Structure — 5 Plot Phases
The Teller's Secret
Miles discovers a discarded hold-up note and suspects Reikle after comparing the handwriting with a charity sign. He secretly diverts cash before the robbery.
Key Events
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The Discarded Hold-Up Note — Miles finds a discarded note warning of a robbery at his bank. Characters: Miles Cullen
Location: Toronto shopping mall bank
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The Santa's Handwriting — Miles notices that Reikle's charity sign resembles the handwriting on the note. Characters: Miles Cullen, Reikle
Location: Eaton Centre outside the bank
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Cash in the Lunch Box — Miles diverts transaction cash into an old lunch box instead of the bank till. Characters: Miles Cullen
Location: Bank teller window
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The Bank Robbery — Reikle holds up Miles, who gives him only a small amount of money. Characters: Miles Cullen, Reikle
Location: Bank teller counter
A Robbery with Missing Money
Reikle robs the bank, but Miles gives him only a small amount and falsely reports the full loss. News coverage exposes the discrepancy and begins Reikle's pursuit.
Key Events
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The False Loss Report — Miles reports that the robber took all the money from his day's transactions. Characters: Miles Cullen
Location: Bank
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The News Reveals the Difference — Reikle sees reports of the stolen amount and realizes Miles kept money. Characters: Miles Cullen, Reikle
Location: Toronto
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Threats and Surveillance — Reikle follows Miles and makes threatening calls while searching for the hidden cash. Characters: Miles Cullen, Reikle
Location: Miles's neighborhood
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Christmas Party Attraction — Miles escorts Julie to the Packards' party and tells her he is attracted to her. Characters: Miles Cullen, Julie, Charles Packard
Location: The Packards' house
Countermoves and Concealment
Reikle threatens Miles and searches his apartment. Miles arranges Reikle's arrest but refuses to identify him, preserving the dangerous secret between them.
Key Events
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The Apartment Ransacking — Reikle breaks into Miles's apartment and trashes it while looking for the money. Characters: Miles Cullen, Reikle
Location: Miles's apartment
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The Delivery Truck Setup — Miles follows Reikle and arranges for him to be arrested over a stolen delivery truck. Characters: Miles Cullen, Reikle
Location: Toronto
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The Lineup Deception — Miles refuses to identify Reikle because Reikle could implicate him in the robbery. Characters: Miles Cullen, Reikle
Location: Police station
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Meeting Elaine at the Funeral — Months later, Miles meets Elaine, who says she cared for his father as a nurse. Characters: Miles Cullen, Elaine
Location: Miles's father's funeral
Love Under Surveillance
Miles meets Elaine after his father's funeral, unaware that she is working for Reikle. Elaine finds the money's location, but her feelings for Miles undermine her assignment.
Key Events
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Meeting Elaine at the Funeral — Months later, Miles meets Elaine, who says she cared for his father as a nurse. Characters: Miles Cullen, Elaine
Location: Miles's father's funeral
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Elaine's Hidden Assignment — Elaine works with imprisoned Reikle to monitor Miles and locate the hidden money. Characters: Elaine, Reikle, Miles Cullen
Location: Toronto
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The Safety Deposit Discovery — Elaine discovers that Miles placed the money in a safety deposit box at the bank. Characters: Miles Cullen, Elaine
Location: Miles's bank
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Reikle Doubts Elaine — Reikle no longer trusts Elaine after deducing that she has become romantically involved with Miles. Characters: Reikle, Elaine, Miles Cullen
Location: Toronto
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Elaine's Fatal Confrontation — After Elaine admits loving Miles, Reikle kills her in a broken fish tank. Characters: Reikle, Elaine
Location: Miles's apartment
The Final Teller Window
Reikle kills Elaine and forces Miles to arrange a cash exchange. Miles springs a trap at the bank, leading to gunfire, Reikle's death, and a wounded but surviving Miles.
Key Events
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Elaine's Fatal Confrontation — After Elaine admits loving Miles, Reikle kills her in a broken fish tank. Characters: Reikle, Elaine
Location: Miles's apartment
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The Body in the Foundation — Miles disposes of Elaine's body in the foundation of the bank's new building. Characters: Miles Cullen, Reikle
Location: Bank building under construction
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Reikle's Final Demand — Reikle watches Miles dispose of the body, congratulates him, and threatens him for the money. Characters: Miles Cullen, Reikle
Location: Bank construction site
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The Public Exchange Plan — Miles agrees to hand over the money at his teller window, where he expects to be safe. Characters: Miles Cullen, Reikle
Location: Bank teller window
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Reikle's Disguise — Reikle arrives at the bank disguised as a woman, and Miles hands him a packet. Characters: Miles Cullen, Reikle
Location: Bank teller window
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The Forged Note Trap — Miles gives Reikle a forged note, shouts that he has a gun, and triggers the alarm. Characters: Miles Cullen, Reikle
Location: Bank teller window
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The Mall Gunfire — Reikle shoots Miles, flees into the mall, and is shot by bank security. Characters: Miles Cullen, Reikle
Location: Shopping mall
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The Ambulance Revelation — Julie accompanies wounded Miles and tells him that she has figured out everything. Characters: Miles Cullen, Julie
Location: Ambulance
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Leaving the Bank Behind — Miles and Julie decide to quit their jobs and find work somewhere far away. Characters: Miles Cullen, Julie
Location: Ambulance