Story Structure — 4 Plot Phases
The Initial Inquiry
Jeon Joon-oh begins his first day as an insurance investigator and receives a suspicious phone call regarding a suicide policy. He is assigned to personally visit the policyholder's residence to verify the circumstances.
Key Events
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First Day Inquiry — Joon-oh receives a call asking about suicide policy collection.
Location: Insurance Office
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Travel to Residence — Joon-oh travels to the policyholder's home for a personal visit.
Location: Residence Exterior
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Meeting the Grim Man — Joon-oh is greeted by a grim man who acts as the father.
Location: Residence Entrance
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Request to Enter Room — The father asks Joon-oh to go into the son's room.
Location: Residence Hallway
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Discovery of Hanging Body — Joon-oh finds the boy hanging dead from an apparent suicide.
Location: Son's Room
The Discovery and Demand
Upon arriving at the home, Joon-oh discovers the son hanging dead. The father immediately demands the payout, but Joon-oh raises suspicions and cites the need for a coroner's report, causing the father to leave in fury.
Key Events
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Discovery of Hanging Body — Joon-oh finds the boy hanging dead from an apparent suicide.
Location: Son's Room
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Immediate Payout Demand — The father arrives at the office demanding the insurance money.
Location: Insurance Office
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Suspicion Raised — Joon-oh expresses suspicion and refuses to pay immediately.
Location: Insurance Office
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Coroner Report Citation — Joon-oh insists on waiting for the official coroner's report.
Location: Insurance Office
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Father's Fury and Departure — The father becomes furious and leaves the office abruptly.
Location: Insurance Office
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Daily Return Visits — The father returns the next day and continues daily visits.
Location: Insurance Office
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Boss's Decision to Pay — The boss decides to pay the man his son's life insurance policy.
Location: Insurance Office
Corporate Override
The father returns daily to pressure the company. Despite Joon-oh's professional caution, the boss ultimately decides to authorize the payout, overriding the investigator's concerns.
Key Events
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Boss's Decision to Pay — The boss decides to pay the man his son's life insurance policy.
Location: Insurance Office
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Payout Processed — The insurance company officially processes the payout.
Location: Insurance Office
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Life Deteriorates — Joon-oh's life descends further downward after the payout.
Location: Home
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Stalker Emerges — A stalker begins following Joon-oh, creating a new threat.
Location: Street
The Stalker's Shadow
After the payout, Joon-oh's life descends into chaos as a stalker begins following him. The stalker is suspected to be the same father who demanded the money, leaving Joon-oh in perpetual danger.
Key Events
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Stalker Emerges — A stalker begins following Joon-oh, creating a new threat.
Location: Street
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Suspected Identity — The stalker is suspected to be the same insurance policy holder.
Location: Street
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Psychological Descent — Joon-oh suffers ongoing psychological toll from the harassment.
Location: Home
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Ongoing Harassment — The stalker continues to pursue Joon-oh relentlessly.
Location: Street
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Unresolved Suspicion — Joon-oh remains suspicious of the father's true motives.
Location: Office
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Life in Peril — Joon-oh faces direct danger as the stalker closes in.
Location: Street
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Narrative Closure — The story ends with Joon-oh's life permanently altered.
Location: Home
Jun-oh, an insurance claims agent, faces off with a client who he suspects of committing murders with the intention of collecting insurance premiums.