Story Structure — 5 Plot Phases
A Bank Built on Deception
Barsac conceals his bank's bankruptcy and joins Dubois in a plan to obtain a valuable iron mine cheaply. Paul is used to approach the indebted Granville family.
Key Events
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Bankruptcy Concealed — Barsac secretly faces bankruptcy while publicly remaining president of the bank. Characters: Barsac
Location: Barsac's bank
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The Mine Scheme — Barsac asks Dubois to acquire a supposedly exhausted iron mine. Characters: Barsac, Dubois
Location: Barsac's office
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Ore Beneath the Mine — Barsac knows the mine contains rich, untapped ore deposits. Characters: Barsac
Location: Iron mine
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Granville Debt Pressure — The Granville family’s debt to the bank makes the mine vulnerable to pressure. Characters: Barsac, Mrs. Granville
Location: Granville estate
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Paul Becomes Intermediary — Barsac uses Paul’s friendship with the Granville family to advance the proposed sale. Characters: Barsac, Paul, Mrs. Granville
Location: Granville estate
A Wanderer Enters Finance
A wandering pair reaches the Granville estate, is arrested for poaching, and receives an unexpected check. An identity mistake brings the wandering stranger into Barsac's bank.
Key Events
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Southbound Wanderers — A wandering pair decides to travel south for the winter. Characters: Flit
Location: Road south
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China Repair at Estate — The wandering craftsman offers to mend china in exchange for food and receives cordial treatment. Characters: Flit, Mrs. Granville
Location: Granville estate
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Poaching Arrest — The two travelers are arrested for poaching and taken back to Paris. Characters: Flit
Location: Countryside
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Family Name Revealed — A policeman learns the arrested man's unusual real name and contacts a banking dynasty. Characters: Flit
Location: Police station
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The Two-Thousand-Franc Check — A check for two thousand francs secures the travelers' release. Characters: Flit
Location: Paris
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Attempted Check Cashing — The travelers clean up and attempt to cash the check at Barsac's bank. Characters: Flit, Barsac
Location: Barsac's bank
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Unexpected Bank Presidency — Barsac mistakes the visitor's identity and persuades him to become bank president. Characters: Barsac
Location: Barsac's bank
The Mine's Hidden Value
The new bank president discovers irregularities surrounding the mine and learns more about Barsac's scheme. Advice intended to protect the Granvilles is misunderstood.
Key Events
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Barsac's Lie Exposed — The new president catches Barsac in a lie concerning the Granville family. Characters: Barsac
Location: Barsac's bank
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Warning from Barsac's Wife — Information about Barsac's scheme reveals concern over investment in a supposedly worthless mine. Characters: Barsac
Location: Paris residence
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Advice at the Estate — The disguised visitor advises the family to seek impartial advice before selling. Characters: Paul, Mrs. Granville
Location: Granville estate
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Misunderstood Identity — The investigation of the banking identity leads to a mistaken belief that the family was deceived. Characters: Paul, Mrs. Granville
Location: Paris
Panic in the Market
At the shareholders' meeting, the mine sale proceeds despite objections. A staged suicide triggers panic selling in the bank and Dubois' company.
Key Events
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Shareholders Debate Sale — Shareholders debate whether to sell the mine for Dubois' low offer. Characters: Barsac, Dubois, Paul, Mrs. Granville
Location: Shareholders' meeting
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Sale Vote — The sale is supported despite denunciations of Barsac and Dubois. Characters: Barsac, Dubois, Paul, Mrs. Granville
Location: Shareholders' meeting
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Manufactured Suicide — A staged suicide creates fear that the bank and Dubois' company are unsound. Characters: Barsac, Dubois
Location: Paris
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Panic Selling Begins — Panic selling drives down the prices of both the bank and Dubois' company. Characters: Barsac, Dubois, Paul
Location: Paris stock market
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Paul Buys Depressed Shares — Paul buys the depressed shares on behalf of the hidden strategist. Characters: Paul, Barsac, Dubois
Location: Paris stock market
Fortune Restored
Paul buys the fallen shares, saving the Granvilles while ruining Barsac and Dubois. The shares become a wedding gift, and the wandering journey continues.
Key Events
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Financial Scheme Collapses — The Granvilles are saved while Barsac and Dubois are financially ruined. Characters: Barsac, Dubois, Paul, Mrs. Granville
Location: Paris
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Shares Given as Wedding Gift — The recovered shares are given to Paul and the Granville family as a wedding present. Characters: Paul, Mrs. Granville
Location: Granville estate
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Journey South Resumes — The carefree journey toward warmer weather resumes after the financial conflict ends. Characters: Flit
Location: Road south
The Guv'nor (released in the U.S. as Mr. Hobo) is a 1935 British comedy film starring George Arliss as a tramp who rides a series of misunderstandings and becomes the president of a bank.