Plot Analysis Summary
During one threatened final hour, Andy confronts his debt, attempts to escape, makes an overdue apology, and survives an unexpected reversal.
Story Structure — 4 Plot Phases
A Debt Comes Due
Andy, a compulsive gambler, owes C$68,000 and believes bad luck has cursed him. A contract killer takes him in a car and gives him one hour to make peace.
Key Events
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A Gambler in Debt — Andy owes C$68,000 and blames his troubles on bad luck and a curse. Characters: Andy
Location: Hamilton, Ontario
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The Failed Taxi Attempt — Unable to catch a cab to the racetrack, Andy is approached by a driver. Characters: Andy
Location: Hamilton, Ontario
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Ordered Into the Car — A contract killer orders Andy into his car, and Andy reluctantly complies. Characters: Andy
Location: Hamilton, Ontario
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Cleo in the Crate — Andy notices that his cat Cleo is inside a crate in the back seat. Characters: Andy
Location: Car
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The Locked Car — The driver locks the doors and repeatedly strikes Andy when he protests. Characters: Andy
Location: Car
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The One-Hour Deadline — Andy learns his debt is C$68,000 and he has one hour to make peace. Characters: Andy
Location: Car
Stops Along the Way
Andy tries to escape but slips on ice and is returned to the car. A requested visit to the Prostitute ends quickly, and the journey continues toward his grandmother's home after a stop for food.
Key Events
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The One-Hour Deadline — Andy learns his debt is C$68,000 and he has one hour to make peace. Characters: Andy
Location: Car
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Escape on the Ice — Andy slips on ice while trying to escape and is forced back into the car. Characters: Andy
Location: Roadside
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The Unsuccessful Stop — Andy asks to visit the Prostitute, but says she looks nothing like he remembered. Characters: Andy, Prostitute
Location: Street corner
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Food for Grandma — Andy stops at the restaurant where he worked in high school to buy food for his grandmother. Characters: Andy
Location: Jollop's Chicken
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An Old Workplace — Andy banters with the cashier and berates his former manager. Characters: Andy
Location: Jollop's Chicken
A Final Apology
Andy apologizes to his grandmother for his behavior. He then attempts to flee through a window, injuring his leg, and is shot after being caught.
Key Events
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An Old Workplace — Andy banters with the cashier and berates his former manager. Characters: Andy
Location: Jollop's Chicken
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An Apology at Home — Andy breaks down and apologizes to his bewildered but compassionate grandmother. Characters: Andy, Grandma
Location: Grandma's house
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The Window Escape — Andy uses a visit with a cat as a pretext to go upstairs and jump from a window. Characters: Andy, Grandma
Location: Grandma's house
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Shot in the Leg — The driver catches Andy and shoots him in the leg as Grandma watches from a window. Characters: Andy, Grandma
Location: Outside Grandma's house
The Clearing and the Cheque
At a clearing overlooking Hamilton, Andy faces execution while the driver reflects on the meaning of bad luck. Andy survives when the driver dies by suicide, then discovers a cheque for the exact amount of his debt.
Key Events
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A Pill for Pain — The driver gives Andy an unmarked pill while the deadline approaches. Characters: Andy
Location: Car
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The Clearing Above Hamilton — Andy begs for his life as the driver prepares to shoot him. Characters: Andy
Location: Lightly forested clearing overlooking Hamilton
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Bad Luck Defined — The driver says Andy's misfortune comes from stupidity, not luck, and pulls the trigger. Characters: Andy
Location: Lightly forested clearing overlooking Hamilton
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The Driver's Suicide — Andy opens his eyes and discovers that the driver has committed suicide. Characters: Andy
Location: Lightly forested clearing overlooking Hamilton
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The Cheque in the Envelope — Andy finds a C$68,000 cheque addressed to him with a message calling him lucky. Characters: Andy
Location: Car