Story Structure — 5 Plot Phases
A Waif Finds Shelter
Mrs. Penfield lives in a settlement with her two adopted children. Lettie is found as a waif, joins the family, and improves through Mrs. Penfield's care.
Key Events
-
Penfield Settlement Home — Mrs. Penfield lives in the settlement with her two adopted children. Characters: Mrs. Penfield, Lettie
Location: Little group settlement
-
Waif Found — Lettie is found as a little waif by one of the household's children. Characters: Lettie
Location: Little group settlement
-
Lettie Joins Family — Lettie joins Mrs. Penfield's family after being found. Characters: Mrs. Penfield, Lettie
Location: Penfield settlement home
-
Care Brings Improvement — Lettie improves through Mrs. Penfield's care. Characters: Mrs. Penfield, Lettie
Location: Penfield settlement home
Danger Beneath the Excursion
A mysterious nearby couple is identified as counterfeiters. During a sponsored boat excursion, false notes are exposed and Gussie gives Mrs. Penfield a large bill.
Key Events
-
Counterfeiters Nearby — A mysterious couple in the neighborhood is identified as counterfeiters. Characters: Gussie Bosley
Location: Neighborhood near the settlement
-
Boat Excursion Begins — Alderman Curry sponsors a boat excursion attended by the children and Mrs. Penfield. Characters: Mrs. Penfield, Lettie
Location: Boat
-
False Notes Exposed — One of the counterfeiters is discovered passing off false notes during the excursion. Characters: Gussie Bosley
Location: Boat
-
Large Bill Given — Gussie gives Mrs. Penfield a large bill for refreshments and requests the change. Characters: Mrs. Penfield, Gussie Bosley
Location: Boat
-
Refreshments Purchased — Mrs. Penfield uses the large bill to buy refreshments for the children. Characters: Mrs. Penfield, Lettie
Location: Boat
-
Change Requested — Gussie tells Mrs. Penfield to return the change from the large bill. Characters: Mrs. Penfield, Gussie Bosley
Location: Boat
Fire on the Water
The counterfeiters attempt to destroy evidence by burning remaining bills. Their carelessness starts a boat fire, forcing everyone aboard to flee.
Key Events
-
Evidence Threatened — The remaining false notes become evidence that the counterfeiters want destroyed. Characters: Gussie Bosley
Location: Boat
-
False Notes Burned — The remaining bills are burned in the counterfeiter's pockets. Characters: Gussie Bosley
Location: Boat
-
Fire Starts Aboard — Carelessness during the burning causes the boat to catch fire. Characters: Mrs. Penfield, Lettie, Gussie Bosley
Location: Boat
-
Passengers Flee — Everyone aboard is forced to flee from the burning boat. Characters: Mrs. Penfield, Lettie, Gussie Bosley
Location: Boat
An Innocent Woman Accused
As law enforcement closes in, Mrs. Penfield is falsely accused of passing counterfeit money. The counterfeiters prepare to leave while the investigation intensifies.
Key Events
-
Investigation Tightens — The law-enforcement net begins to close around the counterfeiters. Characters: Mrs. Penfield, Gussie Bosley
Location: Neighborhood near the settlement
-
Penfield Accused — Mrs. Penfield is falsely accused of passing false money. Characters: Mrs. Penfield
Location: Settlement
-
Bosleys Prepare Escape — The counterfeiters prepare to leave as the investigation intensifies. Characters: Gussie Bosley
Location: Neighborhood near the settlement
Justice and Exoneration
Secret Service men apprehend Gussie and the counterfeiting operation. Mrs. Penfield is ultimately cleared of the false accusation.
Key Events
-
Secret Service Arrives — Secret Service men close in while the counterfeiters prepare to leave. Characters: Gussie Bosley
Location: Departure area
-
Gussie Apprehended — Gussie is apprehended by Secret Service men with the counterfeiting operation. Characters: Gussie Bosley
Location: Departure area
-
Penfield Exonerated — Mrs. Penfield is cleared after being falsely accused of passing counterfeit money. Characters: Mrs. Penfield, Lettie
Location: Settlement