Story Structure — 5 Plot Phases
Warnings at Home
Economic trouble is introduced through radio reports, while an unexplained discovery in Carlisle's room briefly unsettles the Ivy household. The family soon finds that financial worries are harder to set aside.
Key Events
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Farm Crisis on the Radio — Market prices, unemployment figures, and a weather report establish the troubled farming economy.
Location: Radio broadcast
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Discovery in Carlisle's Room — Marlene finds something in Carlisle's room, and Jewell tells her children to stay out of it. Characters: Marlene Ivy, Carlisle Ivy, Jewell Ivy
Location: Ivy family home
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Household Financial Worries — The family tries to continue ordinary life as financial worries increasingly dominate the household. Characters: Jewell Ivy, Gil Ivy, Marlene Ivy, Carlisle Ivy
Location: Ivy family home
The Loan Under Review
The FHA reviews the Ivy family's loan and questions the feed purchase records. Tom's warnings about delinquent accounts and foreclosure make the family's financial threat more immediate.
Key Events
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FHA Loan Review — Jewell learns the FHA is reviewing the loan over alleged discrepancies involving feed purchased from Longley. Characters: Jewell Ivy, Tom McMullen
Location: FHA meeting
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Agency Demands Tighter Control — Tom says delinquent accounts must be controlled and warns that foreclosure may be necessary. Characters: Tom McMullen, Jewell Ivy
Location: FHA meeting
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Corn Costs Exceed Returns — Gil calculates that producing a bushel of corn costs more than the price the family receives. Characters: Gil Ivy
Location: Ivy farm
Debt Closes In
Gil's calculations show that corn production costs exceed its sale price, while unpaid supplier bills and withheld funds deepen the crisis. Gil and Jewell consider limited alternatives as they face the risk of losing the farm.
Key Events
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Unpaid Supplier Bills — The family owes suppliers, and the FHA applies a check to the loan rather than releasing money for outstanding bills. Characters: Jewell Ivy, Gil Ivy
Location: Ivy family home
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Outside Work Considered — Gil considers outside work as they face the possibility of losing the farm; Jewell rejects waiting tables as a solution. Characters: Jewell Ivy, Gil Ivy
Location: Ivy family home
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Keeping Up Appearances — The family struggles to maintain appearances while its debts continue to grow. Characters: Jewell Ivy, Gil Ivy
Location: Ivy family home
A Fight over Responsibility
Tom confronts Gil over borrowing and farm management. Their disagreement over government policy and farmers' responsibility becomes personal, sharpening the conflict between them.
Key Events
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Tom Confronts Gil — Tom challenges Gil over borrowing and his inability to make a living from productive land. Characters: Tom McMullen, Gil Ivy
Location: Ivy farm
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Argument over Farm Policy — Gil blames government policies and foreign-sales embargoes for low grain prices; Tom blames farmers. Characters: Tom McMullen, Gil Ivy
Location: Ivy farm
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Personal Accusation — The dispute turns personal when Tom calls Gil a drunk looking for a fight. Characters: Tom McMullen, Gil Ivy
Location: Ivy farm
The Auction Approaches
Jewell seeks others facing similar hardships and hopes they will speak together, although many are afraid to participate. The family prepares its property and equipment for auction, where the sale begins before a gathering of neighbors and friends.
Key Events
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Jewell Seeks Solidarity — Jewell contacts others who may face similar problems, hoping they will unite and make their concerns heard. Characters: Jewell Ivy
Location: Ivy community
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Property Prepared for Auction — The family's farm equipment and property are prepared for auction as many farmers remain afraid to get involved. Characters: Jewell Ivy, Gil Ivy
Location: Ivy farm
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Auction Begins — The auctioneer announces acceptable payment methods as the sale begins and Jewell watches among friends and neighbors. Characters: Jewell Ivy, Auctioneer
Location: Auction site