Story Structure — 4 Plot Phases
The Debt Spiral
The Warner couple first realizes the extent of their financial crisis and begins facing the consequences of their debt.
Key Events
-
Financial Crisis Begins — Couple realizes their debt has reached critical point Characters: Henry Warner, Karen Warner
Location: Home
-
Confrontation with Creditors — Facing demands from debt collectors Characters: Henry Warner, Karen Warner, Travis Parker
Location: Office
Relationship Under Fire
Financial pressure tests the couple's marriage as they confront hidden truths and face difficult decisions.
Key Events
-
Seeking Financial Advice — Consulting expert for debt solutions Characters: Henry Warner, Ed White
Location: Financial Office
-
Marriage Under Strain — Financial pressure tests their relationship Characters: Henry Warner, Karen Warner, Deb Meyer
Location: Home
-
Truth About Spending — Confronting hidden financial decisions Characters: Henry Warner, Karen Warner
Location: Kitchen
Rock Bottom
The situation reaches its worst point with job loss and potential homelessness, forcing the couple to reevaluate their priorities.
Key Events
-
Family Intervention — Loved ones offer support and perspective Characters: Henry Warner, Karen Warner, Allison Joy, Deb Meyer
Location: Family Home
-
Job Loss Crisis — Losing employment worsens financial situation Characters: Henry Warner, Johnny, Carl
Location: Workplace
-
Facing Landlord — Negotiating housing situation Characters: Henry Warner, Roy, Karen Warner
Location: Apartment Building
Rebuilding Together
Finding solutions and rediscovering the strength of their relationship and what truly matters in life.
Key Events
-
Financial Breakthrough — Finding solution to debt crisis Characters: Henry Warner, Karen Warner, Ed White
Location: Financial Office
-
Reconciliation — Rediscovering what matters most Characters: Henry Warner, Karen Warner, Deb Meyer, Allison Joy
Location: Home
When you're up to neck in debt...it's not about the money. A drama full of the comedy of life. A story for our times that examines the durability of marriage and family, the price of telling the truth and discovering what matters most.