Plot Analysis Summary
A fraudulent insurance policy turns a business pursuit into a dangerous romantic adventure involving deception, financial motives, and an airborne wedding.
Story Structure — 5 Plot Phases
The Dangerous Policy
Baker seeks Moore's endorsement and offers him an insurance policy. After MacAlister fires Tracy, she secretly changes its value to one million dollars.
Key Events
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Endorsement Proposal — Baker offers Moore a policy in exchange for his advertising endorsement. Characters: A. C. Baker, Terry Moore
Location: Insurance company office
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Moore Requests A Date — Moore rejects the proposition but asks Baker to return at ten that night. Characters: A. C. Baker, Terry Moore
Location: Insurance company office
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Tracy Alters Policy — After MacAlister fires Tracy, she changes the policy amount to one million dollars. Characters: George MacAlister, Miss Tracy
Location: Insurance company office
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Beneficiaries Are Named — Moore makes Jamieson, Gargan, and Mother Hodges beneficiaries. Characters: Terry Moore, Avery Jamieson, Harry Gargan, Mother Hodges
Location: Insurance company office
A Costly Cancellation
Moore signs the policy and discovers its inflated value. Barclay orders Baker to make him cancel it, forcing her into increasingly deceptive tactics.
Key Events
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The Policy Is Signed — Moore signs the policy after Baker promises a kiss. Characters: A. C. Baker, Terry Moore
Location: Insurance company office
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Baker Throws A Drink — Baker throws a drink in Moore's face and leaves, amusing him. Characters: A. C. Baker, Terry Moore
Location: Bar
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The Million-Dollar Discovery — Moore notices that the policy amount is one million dollars. Characters: Terry Moore
Location: Bar
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Barclay Orders Cancellation — After the newspaper exposes the error, Barclay orders Baker to obtain cancellation. Characters: A. C. Baker, R.L Barclay
Location: Barclay's office
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False Fainting Scheme — Baker tries to ground Moore by pretending to suffer fainting spells. Characters: A. C. Baker, Terry Moore
Location: Airfield
Crash And Misunderstanding
Baker places Moore in a sanatorium, allowing another pilot to take his place. A crash produces a false death report before Gargan learns the injured pilot is someone else.
Key Events
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False Fainting Scheme — Baker tries to ground Moore by pretending to suffer fainting spells. Characters: A. C. Baker, Terry Moore
Location: Airfield
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Forced Sanatorium Stay — Baker tricks Moore into an overnight stay in a sanatorium for alcoholics. Characters: A. C. Baker, Terry Moore
Location: Sanatorium
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Replacement Pilot Crashes — Another pilot replaces Moore and crashes during the next day's flight. Characters: Terry Moore, Harry Gargan
Location: Airfield
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False Death Report — Gargan believes Moore is dead and tells the other beneficiaries. Characters: Harry Gargan, Avery Jamieson, Mother Hodges
Location: Crash site
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Pilot Identity Revealed — Gargan discovers that the injured pilot is neither Moore nor dead. Characters: Harry Gargan, Terry Moore
Location: Crash site
Love Overrides Business
Moore is released but crashes into Frawley's hay wagon. During the repair, Moore and Baker grow closer, decide to marry, and learn that Barclay will not accept cancellation.
Key Events
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Moore Is Released — Baker gets Moore released, and he immediately speeds away. Characters: A. C. Baker, Terry Moore
Location: Sanatorium
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Hay Wagon Collision — Moore crashes into Frawley's hay wagon while speeding away. Characters: Terry Moore, Elmer Frawley
Location: Roadside
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A Romance Develops — Frawley repairs the car, while Baker and Moore become better acquainted and decide to marry. Characters: A. C. Baker, Terry Moore, Elmer Frawley
Location: Roadside
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Cancellation Is Rejected — Barclay rejects Moore's offer to cancel because the policy has brought millions in business. Characters: A. C. Baker, Terry Moore, R.L Barclay
Location: Barclay's office
The Wedding Flight
The original beneficiaries drug Moore and Baker to prevent the marriage and protect their interests. Moore uses autopilot, survives the dangerous flight, and marries Baker in Las Vegas.
Key Events
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Beneficiaries Plot Together — The beneficiaries fear replacement and give Moore and Baker sleeping powder. Characters: Terry Moore, Avery Jamieson, Harry Gargan, Mother Hodges
Location: Airfield
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Forced Witness Flight — Moore takes the beneficiaries along as witnesses for the Las Vegas wedding. Characters: A. C. Baker, Terry Moore, Avery Jamieson, Harry Gargan, Mother Hodges
Location: Airplane
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Autopilot Saves The Flight — Before falling asleep, Moore activates autopilot while the beneficiaries blame one another over the radio. Characters: A. C. Baker, Terry Moore, Avery Jamieson, Harry Gargan, Mother Hodges
Location: Airplane
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Safe Landing — Moore wakes in time to land the plane safely. Characters: A. C. Baker, Terry Moore, Avery Jamieson, Harry Gargan, Mother Hodges
Location: Las Vegas airfield
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Wedding And Sleep — Baker and Moore marry, then fall asleep afterward. Characters: A. C. Baker, Terry Moore, Avery Jamieson, Harry Gargan, Mother Hodges
Location: Las Vegas