Story Structure — 5 Plot Phases
A Coupon Changes Everything
JoJo struggles with unemployment and supports online video efforts while Earl pursues her. A free-product coupon reveals a seemingly profitable opportunity.
Key Events
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JoJo Faces Economic Isolation — JoJo struggles to find proper employment after her identity is stolen and lives with her mother. Characters: JoJo
Location: Suburban home
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JoJo Makes Online Videos — JoJo attempts to earn revenue through YouTube videos while Earl persistently pursues her. Characters: JoJo, Earl
Location: JoJo's home
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A Free Cereal Coupon Arrives — A complaint about stale cereal results in a free-product coupon and reveals a profitable system. Characters: JoJo
Location: Suburban home
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Coupon Factory Discovered — The women trace the coupons to an Advanced Solutions factory in Chihuahua. Characters: JoJo
Location: Chihuahua, Mexico
The Discount Empire
JoJo helps trace the coupons to Mexico and begins collecting unused coupons for redistribution. Savvy Super Saver transforms the activity into a profitable online business.
Key Events
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Coupon Factory Discovered — The women trace the coupons to an Advanced Solutions factory in Chihuahua. Characters: JoJo
Location: Chihuahua, Mexico
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Coupon Collection Begins — They arrange to obtain unused coupons from married factory employees and redistribute them. Characters: JoJo
Location: Advanced Solutions factory
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Savvy Super Saver Launches — JoJo helps launch Savvy Super Saver, turning coupon redistribution into a profitable online business. Characters: JoJo
Location: Suburban home office
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Ken Notices Retail Losses — Ken identifies suspicious coupon activity and the losses suffered by retailers. Characters: Ken
Location: A&G Family Marts
Money Leaves A Trail
Ken notices the retailers' losses and launches an investigation after his superiors refuse to act. The business account freezes, forcing JoJo to seek Tempe Tina's guidance.
Key Events
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Ken Starts His Own Investigation — After failing to persuade his superiors, Ken decides to pursue the case himself. Characters: Ken
Location: A&G Family Marts office
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The Business Account Freezes — Suspicious activity freezes the business account, forcing the women to prove legitimacy. Characters: JoJo
Location: Online banking account
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Tina Offers Secret Guidance — Tempe Tina advises JoJo to disguise the operation through the Back 2 Black cosmetics brand. Characters: JoJo, Tempe Tina
Location: Tempe Tina's secret location
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Suspicious Money Gets Spent — After waiting six months, the women spend heavily to clean and safeguard their money. Characters: JoJo
Location: Shopping locations
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Tina Reverses The Plan — Tina explains that the money was already clean and orders smaller deposits and asset sales. Characters: JoJo, Tempe Tina
Location: Remote communication channel
The Investigation Closes In
Tempe Tina corrects the operation's money-management strategy. Ken and Simon gather testimony from stores and postal workers, gradually connecting JoJo to the scheme.
Key Events
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Investigators Join Forces — Ken is partnered with Simon, who brings federal postal-investigation authority to the case. Characters: Ken, Simon Kilmurry
Location: Investigation office
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Retail Witnesses Identify JoJo — Store employees recognize JoJo's repeated coupon use and connect her slogan to the website. Characters: Ken, Simon Kilmurry, JoJo
Location: Grocery stores
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Postal Workers Recall JoJo — Postal workers remember JoJo, partly because Earl regularly watches her online videos. Characters: Ken, Simon Kilmurry, JoJo, Earl
Location: Postal facility
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The Case Reaches Federal Agents — Ken and Simon gather sufficient evidence and obtain federal authorization for arrests. Characters: Ken, Simon Kilmurry
Location: Federal investigation office
Arrest And Reinvention
Federal agents arrest JoJo and her partner during nighttime raids. Despite serious charges, lenient sentencing and hidden money allow JoJo and Earl to plan a new operation in Montenegro.
Key Events
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Nighttime Arrests — A federal S.W.A.T. team raids the homes and arrests JoJo and her partner. Characters: JoJo, Ken, Simon Kilmurry
Location: Suburban homes
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Earl Bails JoJo Out — Earl secures JoJo's release from jail after the federal arrests. Characters: JoJo, Earl
Location: Jail and courthouse
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Rick Receives The Fraud Details — Simon informs Rick that the operation defrauded more than 240 companies of tens of millions of dollars. Characters: Rick, Simon Kilmurry
Location: Suburban home
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JoJo Faces Severe Charges — JoJo faces the possibility of forty years to life before companies seek leniency. Characters: JoJo
Location: Courtroom
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Lenient Sentences Are Imposed — JoJo receives ten days suspended imprisonment and one year of probation. Characters: JoJo
Location: Courtroom
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Montenegro Plan Emerges — JoJo and Earl relocate to Montenegro, where they plan to restart the scheme after release. Characters: JoJo, Earl
Location: Montenegro