Story Structure — 5 Plot Phases
A Bill Finds Its First Destiny
A twenty-dollar bill escapes an ATM and is claimed by Angeline, who believes its serial number predicts a lottery win. It quickly moves from a boy to the baker and then to Jack.
Key Events
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Armored Truck Delivers Cash — An armored truck brings money to load an ATM.
Location: ATM site
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The Bill Slips Away — A woman withdraws twenty dollars, but the bill slips away.
Location: ATM
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Angeline Claims Destiny — Angeline grabs the bill and declares its serial number will win the lottery. Characters: Angeline
Location: Street
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The Bill Reaches The Bakery — A boy takes the bill and uses it at a bakery. Characters: Baker
Location: Bakery
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Jack Buys Wedding Figurines — The baker sells Jack wedding-cake figurines and gives him the bill as change. Characters: Baker, Jack Holiday
Location: Bakery
The Wedding Gift Misunderstanding
Jack gives Sam the bill at the rehearsal dinner, but Sam mistakes its significance for cheapness. The bill's disappearance contributes to Anna apparently breaking the engagement.
Key Events
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A Wedding Gift Misfires — Jack gives Sam the bill as a wedding present, and Sam reacts to its perceived cheapness. Characters: Jack Holiday, Anna Holiday, Sam Mastrewski
Location: Rehearsal dinner
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Bachelor Party Abduction — Sam is taken to his bachelor party and decides to spend the bill on the stripper. Characters: Sam Mastrewski
Location: Bachelor party
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Anna Explains The Gift — Anna says the bill was not the entire present and suggests Sam frame it. Characters: Anna Holiday, Sam Mastrewski
Location: Bachelor party
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The Stripper Returns The Bill — The stripper offers the bill back, but Sam cannot explain its absence to Anna. Characters: Sam Mastrewski
Location: Fire escape
Crime Leaves A Stain
The bill passes through a remedy purchase, a birthday present, and a robbery. After Jimmy shoots Frank, the bloodstained bill is misfiled in police evidence.
Key Events
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The Bill Buys A Remedy — The stripper uses the bill to buy a herbal remedy from Mrs. McCormac.
Location: Mrs. McCormac's shop
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A Birthday Gift Changes Hands — Mrs. McCormac mails the bill to her grandson Bobby as a birthday present.
Location: Post office
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Robbery Spree At The Store — Bobby encounters Frank and Jimmy during their robbery spree.
Location: Convenience store
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A Robbery Partnership Breaks — Frank accuses Jimmy of withholding money, and Jimmy shoots Frank after Frank pulls a shotgun.
Location: Used car lot
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Bloodstained Bill Misfiled — The bill enters the evidence locker but falls into the wrong box.
Location: Police evidence locker
A Long Chain Of Chance
The bill leaves the precinct and travels through groceries, drugs, a fish, a bowling alley, and church bingo. It eventually reaches Bruce before his death.
Key Events
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Evidence Box Leaves Precinct — An officer unintentionally includes the bill in a box claimed at the precinct.
Location: Police precinct
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The Bill Floats Through Town — The bill flies from a convertible, is picked up, and is used to buy groceries. Characters: Angeline
Location: City streets
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Lottery Attempt Fails Again — Angeline cannot buy a lottery ticket because the cashier's computer fails. Characters: Angeline
Location: Liquor store
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The Bill Enters A Fish — A drug dealer puts the bill into a fish, where a teenager later finds it.
Location: Youth day camp
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The Bill Reaches The Bowling Alley — The bill becomes quarters for a phone-sex call, then reaches the bowling alley owner's lover. Characters: Sam Mastrewski
Location: Bowling alley
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Sam Rejects The Bill — Sam, loitering in a daze, turns down an offer of the bill without recognizing it. Characters: Sam Mastrewski
Location: Behind the bowling alley
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Bingo And A Sudden Death — The bill is used at bingo, where it reaches Bruce before he dies of a heart attack.
Location: Church bingo hall
Fragments And Fortune
Bruce's wallet reveals the bill beside Emily's published story, and the bill is torn at the airport. Angeline repairs it, discovers the winning serial number, and receives a new bill.
Key Events
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Bingo And A Sudden Death — The bill is used at bingo, where it reaches Bruce before he dies of a heart attack.
Location: Church bingo hall
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The Wallet Reveals A Connection — Bruce's wallet contains the bill and a copy of Emily's first published short story.
Location: Mortuary
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The Bill Is Torn Apart — Emily tears up the bill, while Sam and Jack reconcile and Sam keeps one piece as a bookmark. Characters: Sam Mastrewski, Jack Holiday
Location: Airport
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Angeline Wins The Serial Number — Angeline repairs the bill, sees its serial number win, and exchanges it for a new twenty-dollar bill. Characters: Angeline
Location: Bank