Insurance investigator who questions Stella about Rex's death. He follows the couple to Spain, feigns a new job to avoid suspicion, and develops a romantic and investigative connection with Stella. He survives a car crash orchestrated by Rex, returns a lost earring, and corroborates Stella's account.
Stephen initially approaches Stella as an insurance investigator examining a suspicious death claim.
Stephen questions Stella about her husband's apparent death and later follows the couple to Spain while investigating the insurance fraud.
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